Commercial insurance for every business
Our Commercial Products are created with one goal of simplifying insurance for brokers and their customers.
Business Insurance
We offer comprehensive protection in modular form which enables the easy tailoring of cover for your business insurance.
The key sections of cover are:
- Business liability
- Property protection (including glass)
- Business interruption
- Portable property
- Crime (with optional cover for theft, money & employee fraud)
- Equipment breakdown
The use of our latest technology, data pre-population and analytical tools supports brokers to streamline the SME quotation process and assist with the selection of core underwriting attributes to design a comprehensive product to meet the needs of clients.
For more detail on the cover available under our Business Insurance policies, please product documents or talk to your insurance broker.
Small Business Insurance
Our Small Business Insurance has been designed to support the diverse and evolving needs of business owners operating in today's fast-changing environment. Backed by industry expertise and a strong focus on service excellence, our solutions provide practical protection that helps businesses manage risk with confidence.
We understand that no two businesses are the same. That's why our small business cover is flexible and tailored, allowing clients to select the protection that best suits their operations, size, and industry. Whether you're running a growing enterprise, an established business, or a specialised trade, our insurance is built to adapt as your business evolves.
With a focus on clear cover, responsive underwriting, and dependable claims support, our Small Business Insurance helps protect your assets, manage liabilities, and minimise disruption—so you can stay focused on running your business and planning for the future.
Please refer to our product documents or talk to your insurance broker.
Commercial Motor
Blue Zebra offers a flexible and tailored Commercial Motor Insurance solution for up to 20 business vehicles in a single policy.
Business vehicles include:
- Standard Goods Carrying Vehicles up to 8 tonne gross vehicle mass
- Trailers
Coverage options include:
- Comprehensive
- Third Party Fire & Theft
- Third Party Only
Other key product features include:
- Automatic cover for new vehicles during the period of insurance
- Automatic cover up to $5,000 per event for unspecified nonstandard accessories
- Cover for personal effects and tools
- Emergency repairs, accommodation and transportation costs
- Finance payout following a total loss (for leased or financed vehicles)
- Hire vehicle following fire, theft, or not-at-fault accident
- New for old replacement following a total loss within 2 years from original registration
- Own choice of repairer
- Reinstatement of artwork, signwriting, or advertising
- Accidental misfuelling additional benefit
For more detail on the cover available under our Commercial Motor policies, please refer to our documents or talk to your insurance broker.
Cyber
Blue Zebra's cyber policy has been designed to meet the new and evolving threats facing Australian small and medium businesses. The policy covers the following:
- Third party liability
- Defence costs
- Event recovery costs
- Business interruption loss
- Cyber threat of extortion response costs
- Payment card industry data security standard fines
There is also optional cover available for criminal financial loss, including:
- Cyber theft
- Social engineering
- Customer phishing theft
- Telephone phreaking
For more detail on the cover available under our Cyber policies, please refer to our documents or talk to your insurance broker.
Didn't find the answers you need?
Get in touch with us at concierge@bzi.com.au.